National Average Car Payment 2025. The average monthly payment for new car loans has grown to $716, up from $646 and $578 in q4 2021 and q4 2020, respectively [3]. The average house price has hit a new high of £298,083, according to halifax data.

Drivers’ average car payments top $730 and $520 for new and used vehicles, respectively, according to experian. How much will my car payment be?